7 Questions to Ask Before You Sign With Any Hard Money Lender

A free checklist to help you spot a bad lender before they cost you a deal, not after.

Know exactly what to ask about total cost before you are sitting at the closing table
Learn how to tell a real direct lender from a broker shopping your file around
Walk into any lender conversation already knowing what a straight answer sounds like

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No spam. The full checklist is also right below, free either way.

The Checklist

I get asked how to tell a good lender from a bad one all the time.

Here are the seven questions I would want you to ask before you sign with anyone, including me.

QUESTION 01

Direct lenders make faster decisions and give you fewer surprises. If a lender hesitates on this one, keep asking.

QUESTION 02

Points, processing, appraisal, legal, servicing. Get every number in writing before you are at the table.

QUESTION 03

Everyone says fast. Ask what has gone wrong recently. A real answer beats a marketing line every time.

QUESTION 04

Bad credit, no credit, mixed use, rural. Find out where the real appetite is, not just what is on the brochure.

QUESTION 05

Ask this before you need it. The answer tells you everything about how a lender treats borrowers under pressure.

QUESTION 06

A lender confident in their process will connect you. Hesitation here is a signal worth paying attention to.

QUESTION 07

An asset based lender should be able to answer this in one sentence. If it is complicated, that is a red flag.

Tell me about the deal and I will get you a fast answer either way.