About BNB Capital

Built by an operator, for operators.

BNB Capital exists because Florida investors kept hitting the same wall: conventional lenders move too slow, ask too much, and say no to good deals for the wrong reasons. We built a private lending company around one idea: evaluate the deal, move fast, and tell people the truth about timelines and terms before they sign anything.

Our Process

What happens after you submit a deal.

Submission

Property, plan, and numbers come in. No tax returns required to get started.

Underwriting

We evaluate the asset, equity position, liquidity, and exit strategy directly.

Term Sheet

Every rate, point, and fee disclosed in writing before you commit to anything.

Closing

Funded on the timeline we quoted, not a moving target.

Direct Funding

Funded, not brokered.

We're not a broker shopping your file around hoping someone says yes. We underwrite every deal ourselves and fund with committed capital, so the terms we quote are the terms you close on.

ASSET-BASED UNDERWRITING FLORIDA-FOCUSED DIRECT COMMUNICATION